Property Finance

At Ratio, we offer a specialist property finance service with a difference.

Our Promise

Integrated Vision

Ever found yourself – and your deal – going nowhere, as your property lawyer and banking lawyer focus on their individual area of expertise with such zeal that they lose sight of the bigger picture – and your business? What’s worse is this often passes for a specialist property finance service.


We keep our eye firmly on getting the deal done and offer a service to achieve just that. So your Ratio director will handle both the property and finance side of your deal. Together. One lawyer with the core expertise to deliver a totally cohesive service – one single-minded focus to drive the deal through.

Property Finance

With our many years of experience – and with the commitment to offer our clients a service of real value – we believe our approach to be unique.

It certainly ensures a property finance service that delivers true expertise and commerciality. With many of our clients borrowing money secured against property and/or assets, this specialist service provides an easier, more efficient way to do business – and it can save both time and money. And in some cases, even the deal.

Property finance services include:

  • property finance
  • acquisition finance
  • development finance
  • structured finance and re-structuring
  • bridging finance.

Joanna Norris - Director


Chas Arya - Practice Manager